We have established a full-process risk prevention and control system to protect customers' trade business from multiple dimensions such as policy, market, operation, and logistics. Specific work includes:
- Policy Risk Early Warning and Avoidance: Relying on a professional policy research team, real-time monitor the trade policy changes of China and major trading partners (e.g., US, EU, Japan) (such as tariff increases, updates to export control lists, and establishment of trade barriers), push early warning information to customers 3-5 working days in advance through the "Risk Early Warning System", and provide response suggestions (such as adjusting trade countries, optimizing product structure, applying for tariff exemptions);
- Exchange Rate Risk Hedging Solutions: Cooperate with partner banks (e.g., Bank of China, Industrial and Commercial Bank of China) to provide customers with exchange rate risk assessment services, and recommend appropriate hedging tools (e.g., forward foreign exchange settlement and sale, foreign exchange swap, option products) according to customers' settlement cycle, transaction amount and exchange rate fluctuation expectations, helping lock in exchange rate costs and reduce exchange losses;
- Cargo Damage and Performance Risk Protection: Cooperate with leading insurance companies such as Ping An Insurance and PICC Property and Casualty to customize "full trade insurance" plans for customers, covering cargo transportation insurance (marine all risks, air freight insurance), product liability insurance, performance bond insurance, etc.; in case of cargo damage or performance disputes, arrange special personnel to assist customers in collecting claim materials and docking with insurance companies to speed up the claim process, with an average claim cycle controlled within 10-15 working days;
- Credit Risk Assessment and Control: Introduce third-party credit evaluation agencies (e.g., Dun & Bradstreet, Tianyancha) to provide customers with credit reports of transaction counterparts (including enterprise qualifications, operating conditions, performance records, litigation status, etc.), assisting customers in screening high-quality partners; for large-value transactions, provide credit guarantee or advance payment supervision services to reduce the risk of bad debts;
- Standardized Control of Operational Risks: Formulate the Trade Operation Risk Manual, set up "double-person review" and "cross-validation" mechanisms for key links such as document preparation, customs declaration, and fund settlement, and reduce human operational errors through system automated verification (e.g., document data logic check, HS code matching verification); conduct regular risk training to improve the team's risk prevention and control awareness.